Automated saving and investing for people who have never done either. Set a goal, pick a pace, and let the deposits and round-ups run themselves.
Every card payment rounds up to the next whole unit and the difference moves into your plan. You save the way you already spend, without thinking about it.
Money that lands in your account is put to work on a schedule, spread across a diversified portfolio matched to how much risk you said you were comfortable with.
Name the thing — deposit, wedding, a year off — and set the date. The app works backwards to a weekly or monthly amount and tells you when you drift off pace.
One screen for what you put in, what it is worth now and what changed this month. No jargon, no tickers you have to look up.
Plain-language notes on what moved your balance and what a small change to your deposit would do over time — explanations, not tips.
Pause deposits, change the pace or withdraw from the app. Nothing is locked in behind a phone call.
The screens people use most, and the moments they use them in.
Three routes into the same account. You can move between them whenever you like.
For people who want to begin without changing their budget.
A named target with a date and a deposit that keeps pace with it.
Round-ups and deposits invested for you across a diversified mix.
Fees, minimums and what your money is invested in are set out in full before you confirm anything.
Send the form. We ask what you are saving for and whether you have invested before — nothing more technical than that.
We walk through the plans, the fees and the risks out loud, and answer the questions you would rather not type.
Pick a deposit you would not notice missing, switch round-ups on, and choose the risk level you are comfortable with.
Deposits and round-ups invest on schedule. You get a monthly note on what changed and why, and you can adjust any of it from the app.
I had put off investing for years because I thought I needed a lump sum. The round-ups did it quietly and I only really noticed three months in.
The goal screen is the part I use. Seeing that I am eleven days behind pace is more useful than any chart.
The call before I signed up was the difference. Nobody rushed me and the fees were explained before I asked.
Yes — that is who it is built for. You answer a few questions about your goal and comfort with risk, and the app handles the buying, spreading and rebalancing.
Each card purchase is rounded up to the next whole unit and the small difference is moved into your plan. You can cap how much rounds up in a week or turn it off entirely.
You can pause deposits or request a withdrawal from the app. Investments are sold before the money is returned, so it is not instant like a current account.
The fee structure depends on which plan you use. We set it out in writing, with worked examples, before you put any money in — ask on the call and we will go through it line by line.
Yes. Investments rise and fall, and you can get back less than you put in. We explain the risk level of each portfolio before you choose one, and never promise a return.
Leave your name and email and we will get in touch to walk through the plans, the fees and the risks.
Someone from the team will get in touch shortly to arrange a time that suits you.